Sundial House
A quiet study room in Petaling Jaya

About Sundial House

A practice built on
careful reading.

Sundial House was established in Petaling Jaya to offer financial education for Malaysian households — quiet, considered, and free from the pressure of a sale.

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Our Story

How Sundial House came to be

Sundial House was founded by a small group of practitioners in Petaling Jaya who had spent years in financial services and grown quietly frustrated with one particular observation: most households held financial documents they had never truly read. Policies renewed without inspection. Bank statements filed without reflection. Household accounts that accumulated without ever being looked at in full.

The practice takes its name from the garden sundial — an instrument that does not give you the time directly, but rather presents a shadow for you to read yourself. The parallel felt honest. Good financial education does not hand a household its answers; it helps the household develop the habit of looking at its own picture steadily and at the right moments.

The office opened in Gasing Garden Court in 2019 and has since worked with households across Selangor and Kuala Lumpur. Each programme remains one-to-one; the practice has grown slowly, by intention.

Our Mission

What we are here to do

Sundial House exists to help Malaysian households read their own financial documents with greater confidence — not to manage their money for them, not to steer them toward any product, and not to create dependency on external guidance.

A session ends when the participant has read something they had not previously read clearly, and has one or two considered questions to carry forward. That is the measure of a useful session.

Clarity over complexity. Financial documents written for compliance are rarely written for ordinary readers. We translate structure, not provide shortcuts.

No products, no referrals. The practice is structurally separate from the sale of financial products. We do not earn commissions and do not make referrals for fee.

Depth over breadth. Sundial House keeps its client load small to preserve the quality of each engagement.

The Facilitators

Who you'll be working with

RH

Razif Hamdan

Lead Facilitator

Razif has spent fifteen years in the Malaysian financial sector and now focuses entirely on household financial education. He leads the Household Picture Engagement programme.

NY

Nadia Yusof

Insurance Literacy Facilitator

Nadia specialises in reading Malaysian insurance policy documents with households. She leads the Household Insurance Reading Programme across four structured sessions.

CS

Cheng Siu Ling

Cash-Flow Reading Facilitator

Siu Ling works with households on their monthly cash-flow sessions. Her background in household accounting brings precision to a programme that many participants find unexpectedly revealing.

How We Work

Our standards and protocols

Strict Document Confidentiality

All financial documents shared during sessions are handled under a written confidentiality agreement. Documents are not retained beyond the scope of the engagement.

No Product Recommendations

Sundial House is purely educational. No sessions conclude with a product proposal, a referral to a licensed adviser for fee, or a recommendation to purchase any financial instrument.

Vetted Facilitator Practice

Each facilitator undergoes ongoing professional development in Malaysian financial literacy standards and relevant consumer financial regulation before leading any client programme.

Written Programme Summaries

Every programme concludes with a written deliverable — either a one-page session summary or a full household financial picture — that belongs entirely to the client.

Programme Agreement Before Start

Before any paid programme begins, client and facilitator sign a clear agreement specifying scope, fee, number of sessions, and confidentiality terms.

Malaysia-Grounded Content

All reading frameworks, policy examples, and cash-flow structures used in sessions are drawn from Malaysian financial products, regulations, and household norms — not imported frameworks.

Our Values

What shapes the work we do

Financial documents in Malaysia — from EPF statements to investment-linked policy schedules to household bank records — contain a great deal of information that belongs to the household reading them. The difficulty is not that the information is absent. The difficulty is that most documents are structured for compliance, not for comprehension.

At Sundial House, we approach financial education as a reading practice. The facilitator's role is similar to that of a careful reader sitting alongside someone who finds a text dense or unfamiliar — not supplying answers, but helping locate the relevant passages, understand the structure, and notice what the document is actually saying.

This matters particularly in the Malaysian household context, where insurance renewal decisions, EPF withdrawal considerations, and monthly household cash-flow management are decisions that most individuals make without sustained professional support. Sundial House is not a substitute for licensed financial planning; it is a companion practice that helps households become more capable readers of their own circumstances.

The practice name reflects a deliberate pace. A sundial does not show the hour directly — it shows a shadow, and the reader interprets the shadow. The household financial picture is similarly indirect: statements, policies, and figures that, read carefully and unhurriedly, begin to compose a recognisable picture of where a household stands and where it might consider moving.

Work with us

Ready to read your financial picture?

Send a note about which programme interests you. The conversation starts without obligation.

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